Your home SOLD in 30-days or we'll pay you $1,000.00 CLICK HERE

Get up to $45K in Relocation Assistance when selling your "underwater" home.  CLICK HERE!

We buy houses/apartments in ANY condition!  CLICK HERE!



You are NOT alone. --- In these tough economic times, the entire populace is riddled with homeowners who can no longer afford their mortgage due to an unforeseen financial hardship.

Beware of foreclosure rescue scams – Here are tips on how to spot them. CLICK HERE!

There are programs out there designed to help struggling homeowners avoid an imminent foreclosure.

Bankruptcy instead of Short Sale? THINK AGAIN!
Read this before you make a huge mistake.

BUT YOU MUST ACT NOW BEFORE IT’S TOO LATE. Once you miss your mortgage payment, you inch closer to the brink of losing your home to foreclosure each and every day of sitting by and doing nothing about it. Further, some of these options may not be available to you as you get closer to the foreclosure date.

It is imperative that you consult someone right away about finding a resolution for your situation. While the right option varies depending on your individual circumstance, the following are a brief overview of some of these foreclosure prevention programs:

Read up on "Obama Programs". CLICK HERE. 

Refinance – Payoff the existing loan by getting a new loan with a lower and more affordable monthly payment.

Repayment Plan – Your lender may allow you to payback overdue payments by breaking apart the amount overdue into several months’ worth of payments and adding it on top of your regular monthly payments. This allows you to bring your loan current without having to come up with a huge chunk of cash now.

Click here to see what our previous clients are saying about us on

Reinstatement – Paying off the entire overdue amount in order to bring your loan current. If your financial hardship is temporary/short term, and you have other sources of funds like personal loans from relatives and/or credit cards, this may be a viable option.

Forbearance Plan – Your lender may allow you to make reduced monthly payments or skip payments for a specific period of time. This may be another viable option if your financial hardship is temporary and short term in nature.

Loan Modification – Your lender may permanently modify the interest rate and the term of your loan to make your monthly payments more manageable after successfully completing the “trial period” (which is by showing the ability to timely make reduced payments for about 3-6 months.) NOTE: Be sure to consult a foreclosure prevention expert before you go this route. Otherwise, you may be in for a huge disappointment after putting in hours & days worth of paper-pushing only to find out 6-12 months down the road that you don't qualify. Not to mention you'll have to pay back all the accrued interest and late penalties.

Find out if you qualify for a Loan Modification by answering these 5 questions. CLICK HERE.

Short Sale – Your lender may allow you to sell your home in today’s market even if your home’s market value is much less than your existing mortgage loan balance. In this transaction, your lender may accept the sales proceeds and forgive the remaining balance. Hence, your lender will be agreeing to a “short payoff” for your mortgage. Find out in under a minute if you qualify for a short sale. CLICK HERE.

Short Sale is a much better option than just walking-away & waiting for the bank to foreclose on your property. Know the benefits of a short sale as opposed to a foreclosure. CLICK HERE

7.) Deed-in-Lieu of Foreclosure  - Surrender and transfer the ownership of your property to your lender. This usually only works if you only have one mortgage and there are no other liens against your property. This option may not be offered to you until you’ve exhausted the other options.

For a FREE confidential consultation, please call (425)444-1010.

What our clients are saying  

Carlo, Thank you for helping us finding our dream home. Your professionalism and honesty are greatly appreciated. We look forward to doing more business with you in the future.


~ Annie & Jonathan

I just wanted to thank you for all of your help in finding a home for my family. We've gone through this process for almost nine months and you've stayed patient, positive, consistent and worked hard for us through this whole process. Lynn and I are very thankful that you were able to save us from the many pitfalls we could have fallen into such as the new construction property in a flood zone that the builder didn't even know about, many overpriced homes and homes in general that you didn't think would be a good fit for us. One thing I know for sure is that I won't ever be using another agent for my future real estate purchases because your overall level of service and expertise is above and beyond everyone else in my opinion. CONTINUED...


~ Andrew & Lynn B.

Finally, I don't know how you managed to do this in this crazy sellers market but THANKS for negotiating our home pruchase down over $40,000 which is over 8 PERCENT of the sale price!!! Your negotiating skills are beyond exceptional! Thank you again for getting us into our dream home at the dream price. You've got a customer for life.


~ Andrew & Lynn B.

Carlo has helped myself and my family find the right home for the right price; and had gone above and beyond what was expected of anyone. I got sick during the process and was not able to complete many of the necessary steps in the home buying process. Carlo spent countless hours of his own time helping my family through those rough times and I would recommend him to anyone. He is very thoughtful, friendly and most of all honest. I also consider him my friend. Thank you Carlo,


~ The Lockwood Family

After renting an apartment for 2 years and looking for a house for 1 year, we finally get the right house for us. The whole home buying experience was great because of our very hard working property broker. We got exactly what we are looking for in our 1st home! We are now officially home owners!!! We are so excited and happy. Stay tuned for our house warming soon!


~ Renee Ashley

We are officially home owners!!! Thank you Carlo for helping us get our first home. ...I just knew you would be the one that can help us get a great home. All your hard work and experience is very much appreciated. You made the whole experience enjoyable.


~ Jade A.

Carlo, Thanks for everything! I had more than a satisfactory experience and I would for sure recommend you to anybody that I know in the Seattle area whose either buying or selling. ~ Dante


~ Dante D.

Carlo, Thanks for being an awesome real estate agent! The condo is amazing and look forward to working with you again in the future! I hope that you enjoy this rye as much as I do! It is my favorite!


~ Jonathan M.

Hi Carlo, Thank you so much for all your help and patience with working with us to short sale our home. You have done an awesome job and we will definitely recommend you to any one we know. All the things you have said has happened. Can you come out to dinner with us after this is over to celebrate? Have you been to the Crab Pot in Bellevue? Thanks


~ M. & L.

Hi Carlo, Thats really great news, You are a superhero!... Thank you so much for your hard work and patience.


~ M. Villasin

Carlo, There aren't enough words to express our gratitude! You were very thorough and kept us in the loop through the entire process. We were amazed how on point you were with EVERYTHING, even down to the week we would close on a deal. Everyone we told were amazed about how fast and smooth everything went. Your knowledge and expertise is top notch. You have truly exceeded our expectations. We will recommend you to everyone! Thank you for everything!


~ M. & A. Bauer

No words to say but " THANK YOU! ", will pick the keys soon and leave some thing for you at your office. I am not well lately, so moving slowly. Take a good care of yourself and wish the BEST to your BUSINESS!! God bless your parents.


~ S. Chen

Carlo, Greg and I would like to take this opportunity to properly thank you for representing and even advancing our interest to the best you could. We could not ask for any broker as knowledgeable and as professional as you are. We are forever grateful! If your website has a page for testimonials, we would not hesitate to put in good words for you. Nonetheless, rest assured that we will never hesitate recommending you to any one needing of your expertise.


~ Mr. & Mrs. Pangilinan

Congratulations on your 100% Club award! Thank you for being a part of our team, we are honored to be a part of your success. Keep up the great work!


~ David Milot, Owner of RE/MAX Metro Realty Inc.

Thank you for taking the time to explain everything to me. Thank you so much for all your help. We can finally move on.


~ Mai P.

(via Facebook timeline) Best agent!!! Thank you!!!


~ M. Capiral

(via e-mail) Hi Carlo! ...I really appreciate the patience you have with us all the way through the process. We need to take you to dinner!


~ H. Nguyen

Dear Carlo, Thank you for taking so much time showing me properties and helping me learn. I appreciate your knowledge and professionalism. I am looking forward to working with you again. Sincerely, Joyce Pier (425)486-XXXX


~ Joyce Pier

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