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Fast & Easy Real Estate Funding



Fast Approvals
Free consultation
Close in as little as 72 hours
Terms tailored to your specific needs
Acquisitions, Rehab and even small loans
Non-credit dependent approval in most cases
$3,000 - $2 Million

CLICK HERE to e-mail us your scenario

Not all hard money lenders are the same. Our fast underwriting and low rates could be your biggest advantage in a fast-moving market. We aim to help you close your deal in as little time as possible.

We are a Private Lender who lend on non-owner-occupied property on the following loan types:

Second Position Trust Deed/Lien
Fix & Flip, Rehab Loans
New Construction
Transactional (Wholesaler)
Bridge Loans
Earnest Money Loans
Down Payment Loans
Creative Financing, e.g., Subject To
No 3rd party appraisal needed

Fix & Flip investing can be very lucrative. However, It also requires sufficient capital. Iron Vault Funding is uniquely positioned to customize a Fix & Flip loan to quickly and easily meet your needs. A Fix & Flip loan from Iron Vault Funding provides funding for the acquisition and renovation of your investment property.
Initial funding occurs at the purchase closing. The remainder of the loan is funded in installments as renovations are completed.
Fix & Flip Loans are used only for the purchase of investment property, as opposed to owner-occupied, to include:
Single-Family Homes
Buildable New Construction Lots
Multi-Family Properties
Condo Conversions
Mixed-Use Properties
Commercial Properties

CLICK HERE to e-mail us your scenario

Is there any cash required?
Typically, a down payment of 10-20% of the purchase price is required. Having “skin in the game” motivates investors to complete their project and reduces the lender’s risk of foreclosure.
Is there a credit score requirement?
Iron Vault will underwrite your loan application regardless of credit score.
How long until you have to pay it back?
Fix & Flip loans are short-term, usually 3-12 months. Iron Vault Funding will carefully analyze your deal to determine an appropriate length of term, including time on market.

Is there a prepayment penalty?
We do NOT impose a prepayment penalty on our loans. Time is money and, as your funding partner, Iron Vault Funding is committed to your financial success. We encourage you to pay off your loan quickly to minimize your interest expense, thereby to maximize your profit.

A Bridge Loan is funding for investors to purchase a property based on its value. This loan does not include any funding for renovations, repairs or construction. If additional funding is required, you may want to consider a Fix & Flip loan or a New Construction loan. Bridge Loans are used only for the purchase of investment property, as opposed to owner-occupied, to include:

Single-Family Homes
Buildable New Construction Lots
Multi-Family Properties
Condo Conversions
Mixed-Use Properties
Commercial Properties

Bridge Loan Requirements:
An incorporated business entity (LLC, Subchapter S)
A clear exit strategy (how will the loan be repaid)

What is the maximum Loan-to-Value?
Iron Vault Funding will fund up to 65% LTV on an Acquisition Loan (not ARV value). But we may be able to go much higher if the investor has other collateral.


Our team has over 22+ years of real estate experience as a fix and flip investor, landlord, new home builder, developer and private money lender throughout Washington and other states. We work extensively with Investors and Brokers with their funding needs. Iron Vault Funding clearly understands how critical a reliable funding partner is to your success. We prove an efficient, streamlined process for our clients that includes:

Customized Loan Programs
Smart, Efficient, Common Sense Lending Decisions
Fast, Flexible Financing with NO Red Tape
Quick Approvals
Hands on Approach Every Step of the Way

CLICK HERE to e-mail us your scenario

Let us know how we can help you!

What our clients are saying  

Carlo, Thank you for helping us finding our dream home. Your professionalism and honesty are greatly appreciated. We look forward to doing more business with you in the future.


~ Annie & Jonathan

I just wanted to thank you for all of your help in finding a home for my family. We've gone through this process for almost nine months and you've stayed patient, positive, consistent and worked hard for us through this whole process. Lynn and I are very thankful that you were able to save us from the many pitfalls we could have fallen into such as the new construction property in a flood zone that the builder didn't even know about, many overpriced homes and homes in general that you didn't think would be a good fit for us. One thing I know for sure is that I won't ever be using another agent for my future real estate purchases because your overall level of service and expertise is above and beyond everyone else in my opinion. CONTINUED...


~ Andrew & Lynn B.

Finally, I don't know how you managed to do this in this crazy sellers market but THANKS for negotiating our home pruchase down over $40,000 which is over 8 PERCENT of the sale price!!! Your negotiating skills are beyond exceptional! Thank you again for getting us into our dream home at the dream price. You've got a customer for life.


~ Andrew & Lynn B.

Carlo has helped myself and my family find the right home for the right price; and had gone above and beyond what was expected of anyone. I got sick during the process and was not able to complete many of the necessary steps in the home buying process. Carlo spent countless hours of his own time helping my family through those rough times and I would recommend him to anyone. He is very thoughtful, friendly and most of all honest. I also consider him my friend. Thank you Carlo,


~ The Lockwood Family

After renting an apartment for 2 years and looking for a house for 1 year, we finally get the right house for us. The whole home buying experience was great because of our very hard working property broker. We got exactly what we are looking for in our 1st home! We are now officially home owners!!! We are so excited and happy. Stay tuned for our house warming soon!


~ Renee Ashley

We are officially home owners!!! Thank you Carlo for helping us get our first home. ...I just knew you would be the one that can help us get a great home. All your hard work and experience is very much appreciated. You made the whole experience enjoyable.


~ Jade A.

Carlo, Thanks for everything! I had more than a satisfactory experience and I would for sure recommend you to anybody that I know in the Seattle area whose either buying or selling. ~ Dante


~ Dante D.

Carlo, Thanks for being an awesome real estate agent! The condo is amazing and look forward to working with you again in the future! I hope that you enjoy this rye as much as I do! It is my favorite!


~ Jonathan M.

Hi Carlo, Thank you so much for all your help and patience with working with us to short sale our home. You have done an awesome job and we will definitely recommend you to any one we know. All the things you have said has happened. Can you come out to dinner with us after this is over to celebrate? Have you been to the Crab Pot in Bellevue? Thanks


~ M. & L.

Hi Carlo, Thats really great news, You are a superhero!... Thank you so much for your hard work and patience.


~ M. Villasin

Carlo, There aren't enough words to express our gratitude! You were very thorough and kept us in the loop through the entire process. We were amazed how on point you were with EVERYTHING, even down to the week we would close on a deal. Everyone we told were amazed about how fast and smooth everything went. Your knowledge and expertise is top notch. You have truly exceeded our expectations. We will recommend you to everyone! Thank you for everything!


~ M. & A. Bauer

No words to say but " THANK YOU! ", will pick the keys soon and leave some thing for you at your office. I am not well lately, so moving slowly. Take a good care of yourself and wish the BEST to your BUSINESS!! God bless your parents.


~ S. Chen

Carlo, Greg and I would like to take this opportunity to properly thank you for representing and even advancing our interest to the best you could. We could not ask for any broker as knowledgeable and as professional as you are. We are forever grateful! If your website has a page for testimonials, we would not hesitate to put in good words for you. Nonetheless, rest assured that we will never hesitate recommending you to any one needing of your expertise.


~ Mr. & Mrs. Pangilinan

Congratulations on your 100% Club award! Thank you for being a part of our team, we are honored to be a part of your success. Keep up the great work!


~ David Milot, Owner of RE/MAX Metro Realty Inc.

Thank you for taking the time to explain everything to me. Thank you so much for all your help. We can finally move on.


~ Mai P.

(via Facebook timeline) Best agent!!! Thank you!!!


~ M. Capiral

(via e-mail) Hi Carlo! ...I really appreciate the patience you have with us all the way through the process. We need to take you to dinner!


~ H. Nguyen

Dear Carlo, Thank you for taking so much time showing me properties and helping me learn. I appreciate your knowledge and professionalism. I am looking forward to working with you again. Sincerely, Joyce Pier (425)486-XXXX


~ Joyce Pier

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